Consumer Credit and Budget Counseling


Use the fee schedule below to determine the fee you will be paying. Payment is made during the on-line registration.

 

You can mail your payment (MONEY ORDER only) to the following address:

 

CCBC - POSTBANKRUPTCY
Post Office Box 866
Marmora, NJ 08223-0866

 

Debtors Education
Needs Based Fee Schedule
Fees are Waived or Reduced Based on Hardship or Ability to Pay:
At or Below Poverty Level: No Fees Charged
Low Income: (see below) $ 25.00 Per Individual
$ 25.00 Couple filing Jointly
Persons with Disabilities, Retired and relying on Social Security $ 25.00 Per Individual
$ 25.00 Couple filing Jointly
All Others $ 25.00 Per Individual
$ 50.00 Couple filing Jointly

 

Poverty and Low Income Levels
Size of Family
2009 Poverty Level *
Low Income Level (185%)
1
$ 10,830
$ 20,036
2
$ 14,570
$ 26,955
3
$ 18,310
$ 33,874
4
$ 22,050
$ 40,794
5
$ 25,790
$ 47,712
6
$ 29,530
$ 54,631
7
$ 33,240
$ 61,494
8
$ 37,010
$ 68,469
Each addnl
$ 3,740
$ 6,919

 

* The income levels were developed using the poverty guidelines published by the Department of Health and Human Services.